Text from Global Investor, July 1, 2000.

 

Nonlinear Maths:

Handmaiden of Post-Modern Finance

 

 

By Desmond Macrae

 

Nonlinear mathematics, a discipline that arose in the first half of the 20th century, but which failed to achieve the profile it deserved in the financial world, is now capturing the imagination of modern portfolio theory adherents.

There are two reasons for this. One is that most observers are coming to accept that traditional market models can't describe how markets behave. The second is the growing accessibility of nonlinear applications as a result of vastly increased computing power. (The Big Picture)

 Nonlinear mathematics techniques analyze prices trade by trade. This continuous price stream is known as tick data. Adapting algorithms that meteorologists have used since the 1940s, nonlinear maths adherents claim that they can predict future short-term price trends from tick data with probabilities of several percentage points above the 51% to 54% that linear techniques can now predict. However, the calculations used in analyzing tick data are labor intensive which is why the rise of nonlinear maths in finance has only accompanied the increase of computer power described by Moore's Law.

 In 1965, Gordon Moore, co-founder of Intel, observed that the number of transistors per square inch on integrated circuit boards had doubled every year since they were invented. He predicted this doubling every 12 months would continue into the foreseeable future. It didn't exactly, but what has continued is the doubling of data density on computer chips every 18 months. Experts, including Moore, believe this law that has been operating for the last four decades will remain valid for the next two, at least.

 The Hurst exponent

 The idea that nonlinear maths techniques can model a chaotic universe was pioneered by the British hydrologist and dam builder H.E. Hurst (1900-1978) who created an 'exponent'. That model was used to predict rainfall in watersheds feeding the River Nile so that Hurst could tell Nile dam builders what height their dams should be. Rainfall patterns are, like securities prices, seemingly random, but the Hurst exponent was able to measure how long aperiodic trends would persist. No wonder it caught the attention of traders.

 At the beginning of the 1990s, the mysterious application of nonlinear statistical techniques hitherto almost unknown in finance promised untold riches for those who could apply them.

 One of the very few who caught this trend early was Richard Olsen who, in 1985, set up Olsen & Associates in Zurich which has devoted itself to forecasting foreign currency market movements using rigorous mathematical exercises well-known to physicists and meteorologists.

 Anyone who looks at a price series sees repeated patterns. For almost a century, this observation has invited technical analysts the world over to try to identify, describe, codify and predict the frequency of repetition of these patterns.

 "I clearly remember, when I was at Oxford, the first lecture [in a course given] by James Mirriees who later won the Nobel Prize for Economics," Olsen recalls. "He explained why current financial models, which are still in wide use today, were wrong."

 Olsen spent "a lot of time" just thinking about the foundations of economics. It became apparent to him that economic thinking was based on building blocks that when compared to economic life he saw around him just couldn't be true. Economic models were static, but economic activity is dynamic.

 To Olsen, the challenge was to build a kind of dynamic economic model for markets. Olsen didn't want to start with something static as a static model is just one instance of the dynamic market continuum.

 After university, Olsen worked as a foreign exchange trader. "I saw that some of the secret recipes successful foreign exchange traders were using were exactly what I had predicted theoretically," Olsen recalls. They were based on direct market experience because virtually none of the traders knew advanced mathematics or computer modeling and testing.

 It was obvious to Olsen that his models would have to be based on tick data. "This is how people respond to markets, so, it follows that you had better do the same thing if you want your models to work," he says. Like the models of the traders he studied, Olsen saw repetitive patterns. He and others also noticed that there was a degree of divergence between the predictions of linear pricing tools and these actual prices.

 For smaller positions, this divergence between models and reality was tolerable, but as world wealth grew in 1980s, institutional assets also grew. As they did, large institutional traders began to see this divergence was becoming more significant, but few knew what to do about it. Since Olsen's work was proprietary, applications of nonlinear maths to finance were simply not on most people's radar screens.

 The catalyst for the popularization of nonlinear maths in finance was James Gleick's Chaos (1986) which inspired thoughtful financial people to 'find a better way.' One example was Christopher May, who says that in 1989, he stayed up all night to read it. In the shower getting ready for work the next day (trading warrants for Baring's in Tokyo), he had what he describes as an "epiphany", though given his location a 'watershed' seems a neater description. May quit and later started TLB Partners, a hedge fund, before writing 'Nonlinear Pricing' (published by Wiley) last year. "The beauty of nonlinear maths is that you can model these price series more accurately than with linear methods," reports May, "the same way you can see an ant better if you use a microscope."

 "It became clear to me pretty early in the 1990s that using nonlinear statistics was a good way to go," adds. John Moody who is Director of the Computational Finance program at the Oregon Graduate Institute in Beaverton, Oregon, and head of Nonlinear Prediction Systems, a financial investment firm.

 What Moody uses are nonlinear algorithms to extract 'weak' signals from 'noisy' prices; to identify 'pockets of predictability'; to quantify high probability trading opportunities; to adapt to changing market conditions; to avoid data overfitting; and, to manage risk. (See--Bidding US T-bill auctions). Using the same techniques, Moody can also estimate how reliable his prediction might be.

Bidding US T-Bill auctions

 

Every Monday at 1:00 in the afternoon, US

primary bond dealers must bid on three-month

and six-month Treasury bills.

Because US Treasury bond dealers are

accustomed to financing everything they

buy and selling it as quickly as possible, it

would be ideal if all the inventory were sold

at a profit by the following Thursday

morning when they are required to pay for

the T-bills they bought Monday.

 

Bond dealers need to know where T-bills

will come so that can prepare their

customers to accept the price levels of

Monday's auctions. If they can anticipate

that the market is going down, they can

short old bills and replace them with new

bills bought at lower prices for a profit. If

they know the market is going up, they buy

old bills now, and swap them for new bills at

higher prices.

 

Can nonlinear statistical techniques

help them? John Moody, Director of the

Computational Finance program at the

Oregon Graduate Institute in Beaverton,

Oregon, and head of Nonlinear Prediction

Systems, a financial investment firm

explains how it can be done using nonlinear

maths techniques.

 

"If you have price movements of T-bills or

other related securities during the current

day, the current week, and the most recent

couple of months, the simplest forecast

would be predicting probability of direction

relative to current prices. Under the

standard assumption of a random walk or an

efficient market, you have an unbiased

coin. But, by making use of information

from recent market price behavior, you may

be able to identify patterns, perhaps even

weak trends which means you now have a

biased coin to toss.

 

"You might be able to get, says, 60%

heads applied to a probability range of bill

prices. You are not restricted to simply

using recent price behavior in the bill

market. You can use price movements in

multiple markets to search for relevant

inter-market relationships. At first, the

probability that bills might come at 4.52%

might be X% and at 4.51%, X plus some

percent, and so on. As you get closer to the

auction, expected ranges can be refined.

 

"We have looked at different kinds of

price series in different market sectors;

stocks, foreign exchange, commodities

prices, financial futures in price data series

ranging from monthly data to tick-by-tick. If

you have an inter-market relationship you

think is valid, we can test that relationship

with certain nonlinear techniques to

determine whether or not it is a real

relationship in advance of waiting for

events to prove that it is or isn't. There is a

lot of work in doing any of this. In all of what

we have found, we've seen that there is no

one magic bullet, just better probabilities."

 Olsen says the beauty of using high frequency or tick data means there is no debate about market theory; no second guessing. Results using nonlinear techniques are immediate and obvious. Managers have a better probability of making a series of reasonable predictions. But, when using it, Olsen has two caveats. People assume that using nonlinear maths is either impossible, or very easy. In fact, it is neither, but using it does mean a lot of hard work.

 The second point is how to use what one learns. "It's one thing to know how a petrol explosion works," Olsen cautions. "It is quite another to build a combustion engine that can harness this explosion."

 The need for nonlinear

 Because of the increase in data crunching speed explained by Moore's Law, coupled with the enormous growth of available capital, big pension funds now have a problem believes Ronald Layard-Liesching, a partner at Pareto Partners' London office.

 "Once you get north of $ 20 billion, you realize that you can hardly give even a really good manager 10% of your fund," says Layard-Liesching. It is now much harder for active managers to add value, especially when they manage large pools of assets. The only managerial style big funds can now use in hopes of 'beating the market' are global macro or long/short strategies. Both involve a higher number of trades than pension funds have been accustomed to in the past, but both can be improved with nonlinear estimation techniques.

 Pareto's Layard-Liesching has an unusual approach to managing assets. "Seven years ago, we began working with Hughes Aerospace because, like military defense establishments, we are protecting assets in a hostile environment," he says. Pareto turned to Hughes because, reports Layard-Liesching: "Defense people are pragmatic. They will use whatever technique it takes to optimize their PK [Probability of Kill] ratio."

 Pareto, under Layard-Liesching's guidance, has often consulted with John Moody to apply neural networks to Pareto's method. The result is a neural net modelled on defense missile requirements that Layard-Liesching says has been performing well for the last six years.

 Real results

 What nonlinear maths can do in finance is quantified by Dean Barr, chief investment officer for Deutsche Asset Management in North America. In 1993, Barr founded LBS Capital, one of the early users of nonlinear mathematical techniques for investments. Reformed in 1996 as Advanced Technology Investment, Barr and his company have recently joined Deutsche Bank

 In 1994, Barr applied for a patent that was later granted to transform, analyze and process data to create expected returns for some 3,000 securities using nonlinear estimation techniques called back propagation neural networks. After estimating returns, the process selects securities to build optimal portfolios based on these anticipated returns.

 "Nonlinear techniques try to learn from the data itself to create a model without first describing the problem," Barr says. The important distinction is the contextual relationship of factors. Linear maths examines a one-to-one relationship. Nonlinear maths tracks the interdependency of variables with each other. It offers a statement of unconditionality, meaning one does not know the forms and substance of what needs to be defined. "This is an area of advanced mathematics that tries to derive the form and substance of a model of price behavior which isn't known or assumed previously," says Barr.

 "We are trying to capture subtle little patterns to help us forecast in a more robust fashion the expected return behavior or expected return of a particular asset class or security," he explains. Barr has several strategies including long, long/short and large-cap. "All of them have outperformed the S&P by more than 100 basis points on an annualized basis," he reports.

 Software for laymen

 If this is encouraging, even better news for asset managers is that Barr built his models using a forerunner of NeuroShell Trader from Ward Systems in Frederick, Maryland. That system, in its complete form, costs a trifle less than $ 2,500 and can be run on almost any personal computer.

 Steve Ward founded Ward Systems in 1988, and has since sold thousands to nonlinear programs to customers as diverse as the US Post Office, the US Departments of the Army and the Navy, the Massachusetts Fish Hatchery Department (for estimated future food and game fish populations) and scores of corporations and private traders.

 Through Ward Systems, nonlinear maths techniques are available even to users who have only a layman's understanding of how nonlinear algorithms actually work. NeuroShell Trader takes raw data, such as moving averages, from which it derives sets of predictions. Trading rules are then derived from these predictions. Buy/sell signals are generated from these trading rules. On the surface it sounds simple, but what this program can do is discover multidimensional patterns in price time series that are too complex to be seen in a standard chart.

 The process obviously requires backtesting. It can also do walk-forward testing of predictions it has made, modifying its parameters as it does by 'learning' to adapt to changes conditions as it does by 'retraining' itself.

 Later this year, Olsen & Associates plans to launch a trading platform that will make markets in foreign exchange on a 24/7 basis. "At the core of this platform is a market-making engine that uses non-linear predictive models for which we have applied for patents," Olsen explains. This is a new approach to foreign exchange market making which in the past was largely driven by dealers who routinely laid their exposure off on customers through their sales and advisory networks.

 Thanks to Moore's Law, there appears to be no end to developing nonlinear math applications for finance. "When I compare the computing power that was available 15 years ago to what is available now, it's hard to anticipate what we will all be doing 15 years from now," Olsen muses.

 However, Olsen says there are two important things to remember when contemplating the future of finance. "One is that financial markets are a non-zero sum game," he says.

 This observation leads to the second conclusion that because markets are a non-zero sum game, it is possible for the careful practitioner to add value by outperforming market. Whether or not this will turn out to be true remains to be seen, but win, lose or draw, nonlinear maths will be an integral part of this process.

 

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